Kaushik Gopal is Group Head, Processing for the Middle East and Africa region at MasterCard. In this role, he is responsible for growing MasterCard’s processing business in the region and overseeing the company’s safety and security offerings and solutions. Mr. Gopal spearheads the implementation of national payment ecosystems by effectively utilizing a combination of assets and regional partnerships. Working with MasterCard’s global fraud product team, Mr. Gopal is responsible for leveraging best practices and driving market relevant solutions in the region. Mr. Gopal has a wealth of experience in the field of payment processing and is an open-loop and interoperability evangelist. His areas of expertise include payments processing and product management, strategic thinking and execution, effective P&L management and solution selling to customers. Prior to joining MasterCard, Mr. Gopal spent five years at First Data in the Middle East, where he managed the company’s relationships with banks and governments across the Middle East and North Africa. As the commercial lead for key customers in this geography, he drove significant P&L growth during his five year tenure through a focused approach that included income stream diversification and targeted customer delight. Mr. Gopal also worked with GE Money and Morgan Stanley Consumer Banking on projects across various locations in Europe. These engagements included managing large-scale conversion efforts, quality assurance and program management. Mr. Gopal holds two Masters degrees in Electronic Engineering and Computer Science from the University of Birmingham and an MBA from the Indian school of Business in Hyderabad, India.